Most low- to moderate-income households in North America must contend with the critical shortage in medium-density housing. Since the mid-1940s, American cities have been emblematic of low- and high-density developments with little in-between. The...

The Climate Capital Guidebook aggregates current federal funding opportunities—including grants, loans, loan guarantees, and cooperative agreements—for small- and medium-sized companies, both start-ups and established businesses, focusing on clean...

The U.S. Small Business Administration (SBA) adopted the alternative size standard for its 7(a) Business and Certified Development Company (CDC/504) Loan Programs (collectively “Business Loan Programs”) and the statutory limits for contract size...

A new report from Croatan Institute highlights how the Soil Wealth Area model can facilitate more investment in regenerative agriculture, enhance conservation, and support resilient rural economies. The report provides specific recommendations for...

The Federal Reserve has created this book to bring together community and economic development researchers, practitioners, philanthropists, and others to showcase the great work happening across this country and to outline a framework for conducting...

Developed by the Federal Reserve Bank of St. Louis, the newly enhanced Community Investment Explorer (CIE) 2.0 includes over 73 million transactions totaling over $3.2 trillion in community and economic development capital from 2012 to 2020. This...

This table includes all the federal-to-local funding streams in the American Rescue Plan that reach cities and their residents. It does not include appropriations to Tribal Governments or Agency appropriations focused on program operations at the...

This report from Drexel University's Nowak Metro Finance Lab provides a guide to federal funding in the American Rescue Plan (ARP). The authors place a special emphasis on formula funds received by local anchors, competitive grants, and funds...

This report from the Government Accountability Office examines (1) characteristics of borrowers and intermediaries in the Microloan Program, (2) program oversight of intermediaries and borrowers, (3) program performance measures, and (4)...

This report from the Congressional Research Service describes the SBA Microloan Program’s eligibility standards and operating requirements. It also examines arguments presented by the program’s critics and advocates and presents statistics and...

The COVID-19 pandemic has exposed acute and deep-rooted connections between physical and economic health. Many of the same places hit hardest by the pandemic are reeling concurrently from the health crisis, business closures, and job losses. These...

The SBA, in consultation with the Treasury Department, released detailed loan-level data regarding the loans made under the Paycheck Protection Program (PPP). This disclosure covers each of the 4.9 million PPP loans that have been made through July...

The SBA's Community Advantage Loan Program provides mission-oriented lenders, primarily nonprofit financial intermediaries focused on economic development, access to 7(a) loan guaranties for loans of $250,000 or less. This program participation...

During the April 24, 2020 Weekly COVID-19 Development Finance Briefing, listeners were given updates from SBA and HUD on early statistics for the PPP and EIDL programs, as well as additional actions taken by both agencies such as payment forgiveness...

The SBA's Office of Disaster Assistance published this COVID-19 EIDL Loans Report on April 24, 2020. The report includes the lending statistics for EIDL.

The SBA's Office of Disaster Assistance published this COVID-19 EIDL Advance Loans Report on April 24, 2020. The report includes the lending statistics for EIDL Advances.

The SBA's Office of Disaster Assistance published this COVID-19 EIDL Loans Report on April 20, 2020. The report includes the lending statistics for EIDL.

The SBA's Office of Disaster Assistance published this COVID-19 EIDL Advance Loans Report on April 20, 2020. The report includes the lending statistics for EIDL Advances.

During the first installment of the CDFA-ARI Rural Finance Webinar Series, we explored the immediate response and resources at the state, local, and national levels that local leaders can use to reduce the impact of this crisis.

This webinar, hosted by the SBA's West Virginia District Office, discusses small business relief programs offered by the SBA. Topics included the EIDL Program, the Paycheck Protection Program (PPP), and Working Capital Disaster Loans.

This document contains Frequently Asked Questions for the SBA's Economic Injury Disaster Loans (EIDL) Program.

This is a Summary of the Supplemental Appropriations included in the Senate's third COVID-19 Stimulus package, the CARES Act. More than 80% of the total $339.855 billion provided in the emergency supplemental appropriations goes to state and local...

The White House Opportunity & Revitalization Council released a list of over 160 federal financing programs that give preference to projects located in Opportunity Zones.

This document, “Access to Capital and Credit in Native Communities: A Data Review” (Data Review) begins to answer the questions: Where does Native America stand now in terms of capital and credit access? What has been the effect of new action and...

Today’s federal housing assistance programs fall into three main categories: rental housing assistance, assistance to state and local governments, and assistance for homeowners. This 2019 Congressional Research Service report provides an overview of...

This report presents the results of the SBA's Office of Inspector General 2017 audit of the SBA’s Microloan Program. OIG last conducted an audit of the SBA’s Microloan Program in 2009 and made several recommendations to improve program oversight,...

During this installment of the CDFA//BNY Mellon Development Finance Webcast Series, SBA 504 Loan Program experts, Barbara Vohryzek from the National Association of Development Companies, Mike O'Donnell from Colorado Lending Source and Bill...

Gary Smith covers the importance of connecting farmers to business resources, training and financing in order to grow business and promote smart agricultural economic development.

Industry experts from around the state and from various federal agencies will discuss development finance programs and their potential to spur job creation and growth in the economic development industry.

Georgia’s small businesses are essential to the state’s well-being, but often times overlooked and underutilized in many economic growth strategies and financing programs. Tony O'Reilly with the Small Buisness Assistance Corporation focuses on how...

Combining multiple incentives successfully requires attention to detail and often some creative structuring. Identifying program requirements and balancing the applicable incentives are steps that must be established early on for any potential...

Investment and access to capital tools drive business and industry growth in the state. Nancy Libersky (SBA) explores the most innovative and effective access to capital tools being administered in Minnesota.

Mike O'Donnell (Colorado Lending Source) discusses how small businesses are financed and the various access to capital challenges they face. In addition, it will showcase a variety of small business financing solutions and explore how they work for...

In this comparison chart by the Small Business Administration, learn about the differences between the various loan guaranty programs offered by the federal government.

Mike O'Donnel of Colorado Lending Source explains several programs offered by the Small Business Administration.

Jodi Gauker. Agriculture Project Manager, with the Chester County Economic Development Council talks about programs that have been created at the state government levels to help finance the businesses and stakeholders involved in a food system. She...

This study analyzed the role of microfinancing programs in providing financial services to small businesses located in rural Pennsylvania counties. Microfinancing focuses on providing loans of less than $50,000 to individuals who typically operate a...

CFED published this report on financing mirobusiness. This report offers an overview of the emerging models of practice, including lessons learned from our partners and similar efforts by other organizations.

This Congressional Research Service report opens with a discussion of the rationale provided for having a Microloan program, describes the program’s eligibility standards and operating requirements for lenders and borrowers, and examines the...

The U.S. Small Business Administartion's list of Participating Microloan Intermediary Lenders provides contact information for each lender.

This guide was developed by USDA Rural Development for existing and prospective rural business owners to identify and explain the many government programs and resources available in Oregon to help plan, develop and finance a business.

Russell Goings of Hutchinson, Shockey, Erley & Co. illustrates how to structure bond deals touching on various topics including repayment sources, security features, credit enhancements, and other tools.

Jim Snyder with Ice Miller presents on infrastructure finance in Illinois, and how the demand for projects - both rural and urban - can be met with creative financing packages.

GeorgiaTrend Magazine released the 2014-2015 Small Business Guide. This is an annual guide to starting and growing a small business in Georgia. The guide includes information about financing programs from the state and SBA.

The Monahans Main Street Association Economic Restructuring Committee has prepared a Small Business Toolkit which includes financing options.

The California Reinvestment Coalition (CRC) is a statewide membership organization of more than 300 nonprofit community-based organizations and public agencies. This report by the CRC shows that today’s bank lending to small businesses shows only...

This guide from Bricker & Eckler and Argus Growth Consultants outlines the array of tools with which Ohio economic development practitioners can stimulate development to occur in their communities.

In 2011, the Appalachian Regional Commission commissioned this study of recent trends and availability of capital and credit for small businesses in the Appalachian Region. Many trends, data, and findings are highlighted throughout the lengthy...

In this paper, the National Development Council (NDC) examines six critical federal community development financing tools. Using federal financial data, NDC shows the economic activity resulting from the tools makes a significant contribution to the...

Lynn Fernandez with Valley Economic Development Center presents on a variety of access to capital programs available in California, highlighting lending criteria for borrowers.