Revolving Loan Fund (RLF) Resources

Revolving Loan Funds (RFLs) are a widely used financing tool, but they are sometimes misunderstood or underutilized. RLFs are a gap-financing measure that can effectively address a wide range of economic development, including infrastructure, small businesses, and redevelopment. A RLF is a self-replenishing pool of money, utilizing interest and principal payments on old loans to issue new ones. While the majority of RLFs support local businesses, some target specific areas, such as health care, infrastructure development, and environmental cleanup.

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Disclaimer: This publication was developed under Assistance Agreement No. TR-83576801-0 awarded by the U.S. Environmental Protection Agency. It has not been formally reviewed by EPA. The views expressed in this document are solely those of Council of Development Finance Agencies and EPA does not endorse any products or commercial services mentioned in this publication.