Technical Assistance


Thelma Adams Johnson

Strategic Partnerships for Sharing Financial Risk
Tuesday July 23 1:00 - 3:00 PM

President / Chief Executive Officer
ACT! Albany Community Together, Inc.

Thelma Adams Johnson has served as the President/CEO of Albany Community Together, Inc. (ACT!) since 2002. Under her leadership, ACT! has provided over $9 million in access to capital and leveraged over $32 million in private capital to over 200 businesses, assisted in creating and/or retaining 850 jobs, and provided over 20,000+ hours in business development training and technical assistance to over 1200 businesses. Prior to joining ACT!, Thelma served as a Regional Resource Coordinator for the Georgia Department of Community Affairs were she advocated for resources for small counties and municipalities. Thelma has spent over 30 years working to create an environment where small businesses can grow and thrive. She actively advocates for resources and opportunities for small business on the local, state, and federal level. Thelma is a certified Economic Development Finance Specialist through the National Development Council. Thelma has a BS in Accounting from Albany State University, an MBA from the University of Phoenix, and a DBA from Northcentral University. She is an adjunct professor at Albany State University in the College of Business, serves on the Board of Downtown Development Authority for the City of Albany, Albany/Dougherty Land Bank Authority, Advisory Board of Lakeview Community Capital, LLC, serves on the Truist Southern GA Region Community Development Advisory Board, and serves on the board of Georgia Micro Enterprise Network (GMEN). Thelma has been named a Southwest Georgia 40 under 40 honoree, named Georgia’s Small Business Administration Financial Champion of the Year (2008), 2017 Opportunity Finance Network Fellow, recipient of the W. Smith Advocacy Award from the Sapelo Foundation (2022). In 2018, SunTrust Foundation recognized Thelma with a “Lighting the Way” award, for tireless work and efforts that meet the needs of the community. Thelma is a member of the African-American Alliance of CDFIs CEOs.

Kerrington Eubanks

Strategic Partnerships for Sharing Financial Risk
Tuesday July 23 1:00 - 3:00 PM

Sr. Managing Director of Strategic Partnerships

With over 10 years of experience in banking, Kerrington Eubanks manages high-performing partnerships with financial institutions, philanthropic partners, and community organizations to deploy capital to underserved communities. Her background includes roles at Citizens Business Bank and J.P. Morgan Chase & Co. where she was recognized for exceeding goals. Kerrington earned a bachelor’s degree in International Business & Language from the University of La Verne.

Linda MacFarlane

Strategic Partnerships for Sharing Financial Risk
Tuesday July 23 1:00 - 3:00 PM

Executive Director
Community Loan Fund of the Capital Region

Linda MacFarlane Executive Director of the Community Loan Fund of the Capital Region, Inc.

Joann Massey

Strategic Partnerships for Sharing Financial Risk
Tuesday July 23 1:00 - 3:00 PM

Vice President Operations
Economic Development Growth Engine (EDGE)

Dr. Joann Massey is the Vice President of Operations for EDGE, the Economic Development Growth Engine for Memphis and Shelby County. She is a recognized community leader with accolades such as 2023 MBJ Power 100, Memphis Business Journal Top 40 Under 40, Leadership Memphis Executive Class 2014 and Top Performer Shelby County Government. She received the 2019 Blaze Award for Economic Justice and the 2021 Memphis Power 30. She was also recognized by the Tri-State Defender as a 2017 Woman of Excellence, a 3V Leading Lady of Shelby County and was also awarded the 2017 Partnership Award by WBEC. She is a 2017 Rose Center Fellow for Equitable Economic Development.

Dr. Massey has been featured in national publications such as Fast Company and Forbes. She has been a guest panelist for several prestigious national conferences such as City Summit by National League of Cities, The Funders Network (TFN) Annie Casey Foundation, Results for America, as well as guest speaker for The John F. Kennedy School of Government at Harvard University. Her speaking engagements have been based on her expertise in economic, workforce and community development, equity, diversity, and inclusion.

Dr. Massey has certifications in Economic Development from Harvard University, Executive Education Program; Managing Economic Development Organizations from the International Economic Development Council (IEDC); and as a Certified Compliance Administrator from Morgan State University. She is also a graduate of Benedictine University, where she graduated summa cum laude with a Master degree in Business Administration (MBA) concentration in Finance. She holds a dual Bachelor of Business Administration and Finance degree from LeMoyne Owen College.

She currently resides in East Memphis with her loving husband of 30 years and their amazing three adult children.

Everett Sands

Strategic Partnerships for Sharing Financial Risk
Tuesday July 23 1:00 - 3:00 PM

Development Finance Data Collection and Measurement
Wednesday September 4 1:00 - 3:00 PM

Building Borrower Finance-Readiness
Tuesday October 1 1:00 - 3:00 PM

Equitable Lending Assessment Tools & Spreadsheet Solutions
Tuesday December 10 1:00 - 3:00 PM

Chief Executive Officer

Everett K. Sands leverages his 20+ years of experience in banking to change the game for underserved small business owners who need access to responsible capital to reach the next level. Mr. Sands has shared his recommendations before Congressional committees and at conferences hosted by FORTUNE, the National Urban League, and several industry-related events. He has appeared as a subject matter expert on national business media, including CNBC, the Wall Street Journal, and Bloomberg.

With past tenures at national and community banks including MDIs, Mr. Sands has closed more than $10 billion in finance transactions. His experience also includes structured finance transactions like New Markets Tax Credits, Opportunity Zones and secondary market transactions. Mr. Sands is a graduate of the University of Pennsylvania, an Advisory Board member of The Penn Institute for Urban Research (Penn IUR), and a Board member of The Center for Strategic Economic Studies and Institutional Development.

CDFA National Sponsors

  • Alliant Insurance Services, Inc.
  • BNY Mellon
  • Bricker Graydon LLP
  • Business Oregon
  • CohnReznick
  • Frost Brown Todd LLP
  • Grow America | Formerly NDC
  • Hawes Hill and Associates LLP
  • Hawkins Delafield & Wood LLP
  • Ice Miller LLP
  • KeyBanc Capital Markets
  • Kutak Rock LLP
  • McGuireWoods
  • MuniCap, Inc.
  • NW Financial Group, LLC
  • PGAV Planners, LLC
  • Raza Development Fund
  • SB Friedman Development Advisors
  • Stifel Nicolaus
  • The Bond Buyer
  • U.S. Bank
  • Wells Fargo Securities
Become a Sponsor