-Overview
The impact of housing on economic development efforts is a critical issue in many communities. By addressing complex housing challenges and opportunities, a community creates valuable assets while also encouraging economic development and social equity. From urban centers, suburban enclaves, and rural cities, communities across the country have numerous tools available to support the development of affordable, market-rate, mixed-income, and mixed-use housing.
The Intro Housing Finance Course will explore how the development finance toolbox can be utilized to support a myriad of housing challenges and opportunities as well as how development finance agencies can become key partners to housing developments in their community.
The Intro Housing Finance Course will begin with an introduction to the complex world of housing including introducing terminology and landscape of the housing space in community development. During this course, speakers will walk through diverse capital sources layered into housing deals based on the type of housing being developed. Attendees will delve into innovative case studies from across the U.S. of how investment in an effective housing financing strategy can help drive the success of local economic development.
This course qualifies for the CDFA Training Institute's Development Finance Certified Professional (DFCP) Program. Join us online and start down the road to personal and professional advancement today.
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Course Objectives
- Be introduced to terminology and the landscape of the housing finance world
- Understand the role that development finance agencies can play in housing development
- Learn to layer different types of finance tools to successfully support diverse housing
- Examine innovative housing finance case studies from across the country
- Learn the players involved in housing deals
- Explore different housing finance options for varying communities and segments of the population
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Topics Covered
- Utilizing taxable and tax-exempt bonds for housing development
- Financing mixed-use, mixed-income, and affordable housing
- Utilizing Low-Income Housing Tax Credits, New Markets Tax Credits, Historic Tax Credits for housing development
- Effective use of Tax Increment Financing and special assessment to support housing
- Understanding federal programs that support housing development
- Identifying partners in housing finance deals
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Who Should Attend?
- Bond issuers
- Economic development professionals
- Community development professionals
- Elected officials
- Government and nonprofit finance officers
- Corporate trustees
- Legal counsel
- Underwriters
- Commercial bankers
- Accountants
- Financial advisors
- Policymakers
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-Agenda
Day 1
| 11:00 AM - 11:10 AM |
Welcome & Overview
Welcome to the course! This session will introduce CDFA, explain how to use the online software, and discuss the framework for the Intro Housing Finance Course.
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| 11:10 AM - 12:00 PM |
Introduction to Housing Finance
This opening session provides a foundation for understanding the housing finance landscape. Participants will explore the history and evolution of housing finance to better understand today's housing market and development challenges. The session introduces key industry terminology, major public and private stakeholders, and the distinctions between market-rate, mixed-income, and affordable housing. Participants will also receive an overview of the primary financing tools commonly used to support housing development.
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| 12:00 PM - 12:50 PM |
Unlocking Federal Programs for Housing Developments
Federal financing programs play a critical role in expanding housing opportunities. This session examines the major federal agencies and financing resources that support housing development, including Fannie Mae, Freddie Mac, the Federal Home Loan Bank System, and the U.S. Department of Housing and Urban Development (HUD). Participants will learn how these programs are used to finance a variety of housing developments and explore strategies for leveraging federal resources in different project types.
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| 12:50 PM - 1:00 PM |
Break
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| 1:00 PM - 1:50 PM |
Using Bonds & TIF to Facilitate Housing Development
Private activity bonds (PABs) and tax increment financing (TIF) are essential tools for financing housing and community development projects. This session explores how these financing mechanisms work independently and together to support housing investments and neighborhood revitalization. Through real-world case studies, participants will examine successful projects and gain insight into structuring developments that leverage bonds and TIF.
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| 1:50 PM - 3:20 PM |
Investing in Housing Financing with LIHTC
The Low-Income Housing Tax Credit (LIHTC) program is one of the nation's most important tools for financing affordable housing. This session introduces the fundamentals of LIHTC, including how transactions are structured and the differences between the 9% and 4% credit programs. Participants will review case studies that illustrate effective deal structures, program requirements, and industry best practices.
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| 3:20 PM - 3:30 PM |
Break
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| 3:30 PM - 4:20 PM |
Other Tax Credit Programs to Invest in Housing Developments
In addition to LIHTC, several federal tax credit programs can support housing and mixed-use development projects. This session explores the use of Historic Tax Credits for rehabilitation projects and New Markets Tax Credits (NMTC) for eligible mixed-use and community development investments. Participants will examine how these incentives can be layered into financing structures and review case studies highlighting key considerations for successful project implementation.
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| 4:20 PM - 4:55 PM |
State and Local Financing Programs
State and local housing finance agencies provide a wide range of financing tools that support affordable housing and broader community development initiatives. This session examines programs available at the state and local levels, highlighting how these resources complement federal financing opportunities. Participants will explore examples of successful projects and learn how comprehensive housing strategies can strengthen long-term economic and community development efforts.
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| 4:55 PM - 5:00 PM |
Closing Discussion / Final Questions
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-Location
CDFA Training Institute Courses take place on Zoom from 11:00 AM - 5:00 PM Eastern. Attendees must have access to a computer and the internet to attend the course. Please note that CDFA Training Courses are not recorded.
The next Intro Housing Finance Course is not currently on the schedule. Please check back for updates, or contact info@cdfa.net for more information about the CDFA Training Institute.
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-Registration
This training course qualifies for the CDFA Training Institute's
Development Finance Certified Professional (DFCP) Program. Start down the road to personal and professional advancement today.
Scholarships are available to attend CDFA Training Courses. Learn more about the
CDFA Scholarship Program,
and submit your application today.
Please note that the application deadline is two weeks prior to the course start date.
CDFA permits only one person to login and participate in the course. If multiple people are accessing the course without paying to attend, we will terminate the connection and access. CDFA offers group discounts for organizations that wish to register multiple people.
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CDFA Member: $625
Non-Member: $950
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Register