LIFT: Lending Improvement & Financial Transformation. Take your Revolving Loan Fund to the next level. Ark93 and CDFA

LIFT Your Revolving Loan Fund

Assisting Development Finance Agencies to Activate Capital

The Lending Improvement & Financial Transformation (LIFT) Program, led by ArkP3 in collaboration with CDFA, provides tailored consulting and Advisory Services to help Development Finance Agencies (DFAs) modernize, reactivate, and grow their Revolving Loan Funds (RLFs). The program focuses on underutilized and idle RLFs, delivering hands-on strategies to increase loan deployment, enhance governance, and expand small business financing in rural and underserved communities nationwide.

Why Choose the Lending Improvement & Financial Transformation (LIFT) Program?

Assess Your Portfolio Conduct a comprehensive review of strategy, performance, credit policy, marketing, and governance to align your RLF with community and borrower needs.
Modernize Your Lending Receive tailored recommendations to update loan structures, terms, and underwriting to boost deployment and generate income.
Expand Your Reach Develop targeted marketing plans and partnership strategies with private lenders, Technical Assistance Providers, and local economic development agencies.
Streamline Operations Evaluate credit, servicing, and cash management functions. Optimize staffing and governance models.
Improve Reporting Standardize monthly, quarterly, and annual reporting on performance, delinquencies, and impact metrics.
Sustain Results Benefit from periodic follow-ups to refine strategies and ensure lasting success.

How It Works: A 6-8 Week Transformation

Apply and Submit Complete a brief application and intake form detailing your RLF’s size, funding sources, performance, and challenges.
Collaborate Participate in virtual consultations with ArkP3 and CDFA to discuss goals, challenges, and success measures.
Receive Your Report Get a tailored assessment, including a SWOT analysis, updated program guidelines, and actionable recommendations.
Final Report Delivery Receive a comprehensive report for your governing body, including program guidelines, templates, and portfolio management strategies.
Implement and Grow Access follow-up sessions to support implementation and track performance improvements.
Continued Guidance Benefit from follow-up sessions to implement changes and measure success.

Investment Starting at $12,000 with scalable pricing to review multiple RLFs or address other DFA needs.

Timeline 6-8 weeks, from submission of a complete application, depending on complexity.

Eligibility Open to Economic Development Districts, non-profit lenders, municipal agencies, CDFIs and other mission driven lenders nationwide. Ideal for portfolios of $1 million or more. Must be a CDFA Member Organization.